Casemaker Libra

Washington Motor Vehicle Accident Insurance Deskbook

Publication Year: 2d ed. updated 2009   Publication Type: Deskbook

Description:

This one-volume deskbook provides in-depth coverage of accident insurance issues, from arbitration to subrogation and was updated in 2009 to cover developments in the area since 2001. Update also includes completely revised chapters on first-party coverage (other than UIM); underinsured motorist coverage; and duty of the liability insurer to defend, as well as full treatment of the 2007 Insurance Fair Conduct Act.

Note: No physical product will be shipped to you when you subscribe to this deskbook. Access to this deskbook is online only by annual subscription. To order a print copy of this deskbook, click here.

Editors:
Ronald S. Dinning, Donald C. Harrison, Sidney R. Snyder, Jr.

Authors:
Theodore G. Bryant, Aaron Dean, Ronald S. Dinning, Timothy J. Donaldson, Ryan J. Hall, Susan L. Handler, Donald C. Harrison, Irene M. Hecht, William R. Hickman, Rhonda Laumann, Patrick H. LePley, Mark E. Mills, Pamela A . Okano, Petrea Knudsen Reilly, Paul M. Rosner, Nathaniel J. R. Smith, Sidney R. Snyder, Jr., Karen Southworth Weaver, Julia H. Younker

Table of Contents:

	Title
	Preface
	Chapter 1 Finding and Construing Policy Language   §1.1 Introduction   §1.2 Finding the Policy   §1.3 Construing Policy Language §1.4 Duration of Coverage   §1.5 Waiver and Estoppel
	Chapter 2 Liability Insurance the Coverage Grant   §2.1 Introduction §2.2 Who Is a Covered Person? §2.3 What Is A Covered Auto? §2.4 What Damages Are Covered? §2.5 Policy Limits   §2.6 Supplementary Payments
	Chapter 3 Liability Insurance Exclusions   §3.1 Introduction   §3.2 Intentional Injury Exclusion   §3.3 Injury to Employee   §3.4 Actions Between Co-Employees   §3.5 Business Use of Auto   §3.6 "Commercial" Vehicles   §3.7 Vehicle Used in Automobile Business   §3.8 Carrying Persons or Property for a Fee   §3.9 Intra-Family Exclusion   §3.10 Injury to Insured   §3.11 "Regular Use" of Noninsured Vehicles   §3.12 "Ownership" of Vehicle   §3.13 Age Restrictions on Driver (The "Under 25" Exclusion)   §3.14 Racing   §3.15 Permissive Use/"Reasonable Belief"   §3.16 Damage to Property in Care of the Insured   §3.17 Injury to Motorcycle Passenger   §3.18 Vehicle Used in the Commission of a Felony   §3.19 Miscellaneous Prohibited Use Exclusions
	Chapter 4 Liability Insurance Conditions and General Limitations   §4.1 Introduction §4.2 Duties of the Insured After Accident or Loss §4.3 Misrepresentation by Insureds in Obtaining Coverage   §4.4 Misrepresentations by Insureds in Making a Claim §4.5 "Other Insurance": How Do Policies Interact?   §4.6 Policy Period and Territory   §4.7 Stacking   §4.8 Limits of Liability
	Chapter 5 First-party Insurance Coverage (Other than Uim)   §5.1 Introduction   §5.2 What is Personal Injury Protection (PIP) Coverage? §5.3 Who Qualifies as an Insured Under (PIP) Coverage? §5.4 Benefits Under (PIP) Coverage   §5.5 Submitting Claims to the PIP Carrier/Subrogation Issues §5.6 Policy Construction and PIP Provisions   §5.7 WACs Affecting PIP Coverage §5.8 Coverage for Automobile Damage   §5.9 Automotive Repair Act   §5.10 Lienholders
	Chapter 6 Underinsured Motorist Coverage   §6.1 Introduction   §6.2 Legislative History   §6.3 Public Policy §6.4 Offer and Rejection of UIM Coverage §6.5 Who Is a Covered Person? §6.6 What Is an Underinsured Motor Vehicle?   §6.7 Exhaustion of Other Policies §6.8 Exclusions   §6.9 Limits of Liability   §6.10 Stacking   §6.11 Floating or Disappearing Layer   §6.12 Subrogation   §6.13 "Consent to Settle" and Release of Tortfeasors   §6.14 Offsets of Payments Under Other Policy Provisions   §6.15 Sharing of Attorney Fees   §6.16 Arbitration   §6.17 Property Damage Coverage   §6.18 Multiple Underinsured Tortfeasors   Appendix
	Chapter 7 Duty of Liability Insurer to Defend   §7.1 Introduction §7.2 When Does the Duty to Defend Arise? §7.3 Scope of the Duty to Defend   §7.4 Defense Under a Reservation of Rights §7.5 Duties of the Insurer and the Lawyer in the Reservation of Rights Case §7.6 Declaratory Judgment and Intervention   §7.7 Consequences of an Insurer's Failure to Defend
	Chapter 8 Duty of Good Faith and Fair Dealing among Parties to the Insurance Transaction   §8.1 Introduction §8.2 The Obligation to Deal in Good Faith §8.3 Defining Bad Faith §8.4 Standing to Bring Suit §8.5 Remedies and Damages   §8.6 Consumer Protection Act   §8.7 Insurance Fair Conduct Act (IFCA)
	Chapter 9 Subrogation   §9.1 Introduction   §9.2 Basis of Right   §9.3 Limitation of Right of Subrogation in Underinsured Motorist Coverage   §9.4 No Right of Subrogation Against Own Insured   §9.5 Medical Expenses §9.6 Insured Entitled to Full Reimbursement First   §9.7 Prejudicing Right of Subrogation   §9.8 Source Against Which Subrogation May Be Asserted §9.9 Attorney Fees   §9.10 Notice to Adverse Insurance Carrier   §9.11 Real Party in Interest; Splitting the Cause of Action   §9.12 Statutory Liens
	Chapter 10 Involuntary Motor Vehicle Liability Insurance   §10.1 Introduction §10.2 Financial Responsibility Act Overview §10.3 Security Requirements of Financial Responsibility Act §10.4 Procedure for Determining Amount of Security Required Under Financial Responsibility Act   §10.5 Security Deposit §10.6 Suspensions of Driving Privileges under the Financial Responsibility Act §10.7 Mandatory Liability Insurance   §10.8 Relationship between the Financial Responsibility Act and Mandatory Liability Insurance   §10.9 Rescission of Motor Vehicle Liability Insurance Policies
	Appendix
	Table of Statutes
	Table of Cases
	References
	Subject Index